Our Firm

East Coast Financial of Central Florida, LLC has been in Business since 1994 providing individuals, families, and businesses financial and investment services. As your financial advisor, we believe it is important that you know our recommendations are based on over 33 years of experience advising clients on how to help maximize their retirement income. Experience and integrity equals positive results; every year since 1994, we have been nationally recognized as one of the top 50 fixed income financial advisors in the United States. This is our promise to you that we will never stray from the following goals to keep our client's retirement funds:

Safe – Safety is our primary goal, we work primarily with insurance companies with an “Excellent” rating by A.M Best offering fixed principle plans with guaranteed minimum values and with FDIC member banks offering high yield Certificates of Deposit.

Simple – My clients benefit from plans that are straightforward with guaranteed values they may rely on for income during retirement with the comfort of knowing the full balance will be paid to their named beneficiaries without the cost and delays of probates.

Predictable – With no downside risk due to index volatility, my clients enjoy the confidence knowing their money will be there when they need it. Many of our fixed index annuity plans offer a guaranteed lifetime income without the contract owner losing control of their money.

Our clients can be assured that our professionals are qualified to help guide them in making decisions designed to help protect their assets, family and future. We welcome any questions or concerns you may have.

When it comes to our clients that are on the earlier end of the time horizon and have 10-30+ years until retirement with the abilility to take more risks, being independent, we have many investment options and programs:

Professionally Managed – Working closely with our Broker/Dealer, Calton & Associates, we have teamed up with their in house portfolio manager and offer professional fee-based managed advisory programs. Our Premiar Managed Advisory Program (PMAP), allows us the autonomy to manage our clients funds using a variety of investments our porfolio manager deems the most optimal in helping our clients acheive their goals; whether their goal is asset accumulation, speculation, moderate growth, or capital conservation. Learn more about the program here!

Buy and Hold Brokerage – We have found many instances when it is beneficialto have a brokerage account in lieu of, or in addition too, being invested in our Professional Managed Advisory Program. As an example: when developing financial plans, sometimes clients have individual long-term buy and hold selections they would like us to add to their portfolio or have company stock from prior roles they would like to hold. Of course, we would have no problem purchasing or transferring in these investments and would not charge advisory fees on investments that will remain the same for years to come. 

All-Encompassing Menu– As an independent financial advisory firm, we have the flexibility to choose the investments that fit our clients overall financial plans: Equities, Corporate Bonds, Municipal Bonds, Government Bonds, Mortgage or other Asset Backed Securities (ABS/MBS), Mutual Funds, Closed Ended Funds, Interval Funds, Traded & Non-traded REITs, Preferred Stock, among other traditional and alternative investments.

Please call us if you have any questions about our firm or the range of financial products and services we provide. Our firm has a relationship with a variety of financial services companies, so if we don't have a product or service, we know a group that does.