Medicare Solutions

Medicare Supplement: Original Medicare covers many health care services and supplies, but there are many costs it doesn’t cover. A Medicare supplement plan or Medigap policy is health insurance sold by private insurance companies to fill gaps in Original Medicare coverage.

Medigap policies help pay your share (coinsurance, copayments, or deductibles) of the costs of Medicare-covered services. Some Medigap policies cover certain costs not covered by Original Medicare.


Medicare Advantage: A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.

If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.


Hospital Indemnity: Hospital Indemnity Insurance can complement your medical coverage by helping to ease the financial impact of a hospitalization.

Visits and stays at a hospital can be costly. With an average cost of $10,000 per stay in 2011 in the U.S. it’s easy to see why having hospital indemnity insurance makes good financial sense.

We offer Hospital Indemnity Insurance so you can focus more on your recovery and less on your finances.


Please Contact Us today to set up an initial consulation!